The Dockyards

As of 2024, all employers in California, no matter how big or small, must offer paid sick leave. Employees earn at least one hour of paid sick leave for every 30 hours worked, and they must take at least 40 hours or 5 days off each year. Health insurance and paid sick time are all…

Termites damage approximately 600,000 homes in the U.S. each year. These wood-destroying pests cause an estimated $6.8 billion in property damage annually. If you’re buying or selling a home, you might hear about something called a Wood Infestation Report. This report is for wood-destroying pests such as termites, beetles, or fungi that affect wood in…

When your paycheck feels like it disappears too fast and bills start piling up, payday loans might seem like a quick fix. After all, they’re designed to help you get through to your next payday, right? Sounds convenient, but payday loans often come with hidden dangers that trap borrowers in a cycle of debt that’s…

Managing credit card debt can feel like juggling flaming torches—balancing payments, interest rates, and due dates all at once. If you’re looking for ways to lighten the load, a balance transfer might have come up as an option. For those also exploring solutions like private student loan forgiveness, understanding how balance transfers fit into your…