Termites damage approximately 600,000 homes in the U.S. each year. These wood-destroying pests cause an estimated $6.8 billion in property damage annually. If you’re buying or selling a home, you might hear about something called a Wood Infestation Report. This report is for wood-destroying pests such as termites, beetles, or fungi that affect wood in…

When your paycheck feels like it disappears too fast and bills start piling up, payday loans might seem like a quick fix. After all, they’re designed to help you get through to your next payday, right? Sounds convenient, but payday loans often come with hidden dangers that trap borrowers in a cycle of debt that’s…

Managing credit card debt can feel like juggling flaming torches—balancing payments, interest rates, and due dates all at once. If you’re looking for ways to lighten the load, a balance transfer might have come up as an option. For those also exploring solutions like private student loan forgiveness, understanding how balance transfers fit into your…

Did you know that in 2023, employers reported 2.6 million injury and illness cases, which is an 8.4% decrease from 2022, according to the US Bureau of Labor Statistics? The US Department of Labor says that there are several concerns for injured or ill workers. These alarming concerns have been raised throughout the years. Some…

Worker rights are implemented because any kind of industry may pose threats to an individual’s welfare and safety. A 2024 report from HR Acuity states that more than 50 percent of employees experienced or witnessed misconduct or harassment in the workplace. This should not be the case if only we know how to protect ourselves…